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We’re launching soon! Join the waitlist
Your Shield against Transaction Frauds.
Your Shield against Transaction Frauds.
Say goodbye to fears of seller scams, losing buyers over "payment before delivery," or clients not paying for your services. With PayOak, funds are held securely until the buyer and seller are satisfied with the transaction.
Say goodbye to fears of seller scams, losing buyers over "payment before delivery," or clients not paying for your services. With PayOak, funds are held securely until the buyer and seller are satisfied with the transaction.
Peace of Mind for Just About ₦300!
Peace of Mind for Just About ₦300!
Why risk it all when you can safeguard your transactions and business deals for as low as ₦325? With PayOak, you can gain complete peace of mind for the price of a street snack. The most you’ll ever pay is ₦10,000 — even if the transaction is worth millions. It just makes sense!
Why risk it all when you can safeguard your transactions and business deals for as low as ₦325? With PayOak, you can gain complete peace of mind for the price of a street snack. The most you’ll ever pay is ₦10,000 — even if the transaction is worth millions. It just makes sense!
Affordable Security
Protect your transaction for the price of a snack — as low as ₦325.
Affordable Security
Protect your transaction for the price of a snack — as low as ₦325.
Affordable Security
Protect your transaction for the price of a snack — as low as ₦325.
Value for Money
Secure million-naira transactions with pocket-friendly fees — ₦10,000 only!
Value for Money
Secure million-naira transactions with pocket-friendly fees — ₦10,000 only!
Value for Money
Secure million-naira transactions with pocket-friendly fees — ₦10,000 only!
Fixed Maximum Fee
No matter how large your transaction is, you’ll never pay more than ₦10,000.
No Hidden Costs
Pay only what’s necessary, with complete transparency in fees.
Fixed Maximum Fee
No matter how large your transaction is, you’ll never pay more than ₦2,000.
Fixed Maximum Fee
No matter how large your transaction is, you’ll never pay more than ₦10,000.
Fixed Maximum Fee
No matter how large your transaction is, you’ll never pay more than ₦10,000.
No Hidden Costs
Pay only what’s necessary, with complete transparency in fees.
No Hidden Costs
Pay only what’s necessary, with complete transparency in fees.
No Hidden Costs
Pay only what’s necessary, with complete transparency in fees.
You buy from online vendors, right?
You buy from online vendors, right?
But worry about getting scammed or dealing with “What I ordered versus what I got”? With PayOak, you can take charge of your transactions and protect your hard-earned money.
But worry about getting scammed or dealing with “What I ordered versus what I got”? With PayOak, you can take charge of your transactions and protect your hard-earned money.
When you use PayOak to pay a vendor, we hold your payment securely until your order is delivered and you’re completely satisfied with it.
When you use PayOak to pay a vendor, we hold your payment securely until your order is delivered and you’re completely satisfied with it.
When you use PayOak to pay a vendor, we hold your payment securely until your order is delivered and you’re completely satisfied with it.
No more stress about whether you’ll receive what you paid for – PayOak ensures that you get exactly what you expect before releasing the funds.
No more stress about whether you’ll receive what you paid for – PayOak ensures that you get exactly what you expect before releasing the funds.
No more stress about whether you’ll receive what you paid for – PayOak ensures that you get exactly what you expect before releasing the funds.
Running your store on Twitter, Instagram, or WhatsApp?
Running your store on Twitter, Instagram, or WhatsApp?
Getting customers to pay on your terms can be challenging when your business lives on social media. Customers might hesitate to trust you, or they could disappear when you ask for payment before delivery – causing you to lose even serious buyers. With PayOak, you won’t lose customers anymore and can build trust with every sale.
Getting customers to pay on your terms can be challenging when your business lives on social media. Customers might hesitate to trust you, or they could disappear when you ask for payment before delivery – causing you to lose even serious buyers. With PayOak, you won’t lose customers anymore and can build trust with every sale.
Once you tell them you’re receiving payment through PayOak, they’ll trust you and pay before delivery — knowing they're protected.
Once you tell them you’re receiving payment through PayOak, they’ll trust you and pay before delivery — knowing they're protected.
Once you tell them you’re receiving payment through PayOak, they’ll trust you and pay before delivery — knowing they're protected.
PayOak gives you the peace of mind to focus on growing your business, not chasing payments.
PayOak gives you the peace of mind to focus on growing your business, not chasing payments.
PayOak gives you the peace of mind to focus on growing your business, not chasing payments.
Do You Provide Professional Services?
Securing payment for your services shouldn't be a guessing game. As a freelancer or service provider, you've probably dealt with late payments, clients ghosting after the work is done, or the constant back-and-forth of negotiating trust. With PayOak, those worries are a thing of the past.
Securing payment for your services shouldn't be a guessing game. As a freelancer or service provider, you've probably dealt with late payments, clients ghosting after the work is done, or the constant back-and-forth of negotiating trust. With PayOak, those worries are a thing of the past.
Once you and your client agree on terms, simply request for your payment through PayOak, where the funds will be securely held in escrow until you’ve delivered the service.
Once you and your client agree on terms, simply request for your payment through PayOak, where the funds will be securely held in escrow until you’ve delivered the service.
Once you and your client agree on terms, simply request for your payment through PayOak, where the funds will be securely held in escrow until you’ve delivered the service.
No more chasing payments or worrying about whether a client will follow through – PayOak ensures that your payment is guaranteed, as the client won’t have access to the funds until you’ve completed the work.
No more chasing payments or worrying about whether a client will follow through – PayOak ensures that your payment is guaranteed, as the client won’t have access to the funds until you’ve completed the work.
No more chasing payments or worrying about whether a client will follow through – PayOak ensures that your payment is guaranteed, as the client won’t have access to the funds until you’ve completed the work.
Want Peace of Mind When Paying for Services?
Paying service providers — artisans, vendors, freelancers, and more — can sometimes feel risky. What if the work doesn’t meet your expectations? Or worse, what if the service provider disappears after taking your money? PayOak eliminates that uncertainty by protecting your payment until you’re fully satisfied.
Paying service providers — artisans, vendors, freelancers, and more — can sometimes feel risky. What if the work doesn’t meet your expectations? Or worse, what if the service provider disappears after taking your money? PayOak eliminates that uncertainty by protecting your payment until you’re fully satisfied.
When you pay through PayOak, your money is held securely in escrow until the service provider completes the job to your satisfaction.
When you pay through PayOak, your money is held securely in escrow until the service provider completes the job to your satisfaction.
When you pay through PayOak, your money is held securely in escrow until the service provider completes the job to your satisfaction.
You maintain full control – if the service doesn’t meet the agreed-upon terms, you can request for a refund through our platform.
You maintain full control – if the service doesn’t meet the agreed-upon terms, you can request for a refund through our platform.
You maintain full control – if the service doesn’t meet the agreed-upon terms, you can request for a refund through our platform.
No more paying upfront and hoping for the best. With PayOak, you release the funds only when you’re completely happy with the service.
No more paying upfront and hoping for the best. With PayOak, you release the funds only when you’re completely happy with the service.
No more paying upfront and hoping for the best. With PayOak, you release the funds only when you’re completely happy with the service.
Instant Payouts, Seamless Dispute Resolution, Full Transparency.
Instant Payouts, Seamless Dispute Resolution, Full Transparency.
Transparent and Affordable Charges
The most you’ll ever pay on PayOak to secure a transaction is ₦10,000! Imagine protecting a 10 million Naira deal with just ₦10,000 - peace of mind has never been so cost-effective.
Transparent and Affordable Charges
The most you’ll ever pay on PayOak to secure a transaction is ₦10,000! Imagine protecting a 10 million Naira deal with just ₦10,000 - peace of mind has never been so cost-effective.
Transparent and Affordable Charges
The most you’ll ever pay on PayOak to secure a transaction is ₦10,000! Imagine protecting a 10 million Naira deal with just ₦10,000 - peace of mind has never been so cost-effective.
Instant Payouts
Guaranteed and instant payouts for sellers as soon as the transaction is complete, giving you fast access to your funds anytime, anywhere.
Instant Payouts
Guaranteed and instant payouts for sellers as soon as the transaction is complete, giving you fast access to your funds anytime, anywhere.
Instant Payouts
Guaranteed and instant payouts for sellers as soon as the transaction is complete, giving you fast access to your funds anytime, anywhere.
User-friendly Interface & Experience
With PayOak's easy-to-use interface, you can securely track, manage, and complete transactions on any device — phone, tablet, or PC — anytime and anywhere.
User-friendly Interface & Experience
With PayOak's easy-to-use interface, you can securely track, manage, and complete transactions on any device — phone, tablet, or PC — anytime and anywhere.
User-friendly Interface & Experience
With PayOak's easy-to-use interface, you can securely track, manage, and complete transactions on any device — phone, tablet, or PC — anytime and anywhere.
Smooth Dispute Resolution
Resolve transaction disputes effortlessly with PayOak’s smooth and fair resolution process, ensuring both parties reach a satisfactory outcome with ease.
Smooth Dispute Resolution
Resolve transaction disputes effortlessly with PayOak’s smooth and fair resolution process, ensuring both parties reach a satisfactory outcome with ease.
Smooth Dispute Resolution
Resolve transaction disputes effortlessly with PayOak’s smooth and fair resolution process, ensuring both parties reach a satisfactory outcome with ease.
Join the Waitlist Today!
Join the Waitlist Today!
Be among the first to experience the future of escrow transactions in Nigeria. Join our waitlist now and get early access to PayOak, designed to protect your payments and build trust in every deal.
Be among the first to experience the future of escrow transactions in Nigeria. Join our waitlist now and get early access to PayOak, designed to protect your payments and build trust in every deal.
Frequently Asked Questions.
Frequently Asked Questions.
What is PayOak and how does it work?
What is PayOak and how does it work?
What is PayOak and how does it work?
Who can use PayOak?
Who can use PayOak?
How does PayOak protect me from fraud?
How does PayOak protect me from fraud?
How does PayOak protect me from fraud?
What protection does PayOak offer buyers?
What protection does PayOak offer buyers?
What protection does PayOak offer sellers?
What protection does PayOak offer sellers?
What protection does PayOak offer sellers?
What if there’s a dispute between the buyer and seller?
What if there’s a dispute between the buyer and seller?
Are there any fees to use PayOak?
Are there any fees to use PayOak?
Are there any fees to use PayOak?
Can I use PayOak on my mobile device?
Can I use PayOak on my mobile device?
How fast are payouts for sellers?
How fast are payouts for sellers?
How fast are payouts for sellers?
What types of transactions can I use PayOak for?
What types of transactions can I use PayOak for?
Can PayOak be used for international transactions?
Can PayOak be used for international transactions?
Can PayOak be used for international transactions?
How long does it take for a dispute to be resolved?
How long does it take for a dispute to be resolved?
Who can use PayOak?
Who can use PayOak?
What protection does PayOak offer buyers?
What protection does PayOak offer buyers?
What if there’s a dispute between the buyer and seller?
What if there’s a dispute between the buyer and seller?
Can I use PayOak on my mobile device?
Can I use PayOak on my mobile device?
What types of transactions can I use PayOak for?
What types of transactions can I use PayOak for?
How long does it take for a dispute to be resolved?
How long does it take for a dispute to be resolved?
Who can use PayOak?
What protection does PayOak offer buyers?
What if there’s a dispute between the buyer and seller?
Can I use PayOak on my mobile device?
What types of transactions can I use PayOak for?
How long does it take for a dispute to be resolved?
Get started for Free.
It’s easy to get started on PayOak. Sign up today and start securing your transactions with confidence.
©2024 Stonebridge Technologies Limited
279, Herbert Macaulay Way, Sabo-Yaba, Lagos
Get started for Free.
It’s easy to get started on PayOak. Sign up today and start securing your transactions with confidence.
©2024 Stonebridge Technologies Limited
279, Herbert Macaulay Way, Sabo-Yaba, Lagos
Get started for Free.
It’s easy to get started on PayOak. Sign up today and start securing your transactions with confidence.
©2024 Stonebridge Technologies Limited
279, Herbert Macaulay Way, Sabo-Yaba, Lagos