Building Trust, One Transaction at a Time.
Building Trust, One Transaction at a Time.
Discover the vision and team behind PayOak, the platform dedicated to making your transactions secure, transparent, and worry-free.
Discover the vision and team behind PayOak, the platform dedicated to making your transactions secure, transparent, and worry-free.
Security
Trustworthy
Reliable
User-friendly
Transparent
Innovative
Efficient
Safe
Simplified
Dependable
Versatile
Responsive
Empowering
Accesible
Customer-centric
Security
Trustworthy
Reliable
User-friendly
Transparent
Innovative
Efficient
Safe
Simplified
Dependable
Versatile
Responsive
Empowering
Accesible
Customer-centric
Who We Are.
Who We Are.
PayOak is a cutting-edge escrow service designed to make transactions between buyers and sellers safer, smoother, and more transparent.
We are passionate about creating a platform that eliminates the fear and uncertainty often associated with online and in-person transactions, ensuring that everyone involved gets exactly what they agreed upon.
PayOak is a cutting-edge escrow service designed to make transactions between buyers and sellers safer, smoother, and more transparent.
We are passionate about creating a platform that eliminates the fear and uncertainty often associated with online and in-person transactions, ensuring that everyone involved gets exactly what they agreed upon.
Our platform is simple, reliable, and built to meet the unique needs of the Nigerian market.
Whether you're buying a product, selling a service, or closing a deal, PayOak is here to ensure that every transaction is safe and stress-free for everyone.
Our platform is simple, reliable, and built to meet the unique needs of the Nigerian market.
Whether you're buying a product, selling a service, or closing a deal, PayOak is here to ensure that every transaction is safe and stress-free for everyone.
Our Story.
Our Story.



The Social Commerce Nightmare...
The idea for PayOak was born from the growing reports of fraud, scams, and dissatisfaction in the social commerce space. Whether online or face-to-face, too many transactions were ending in disappointment. Existing solutions were either too complicated or simply didn’t work. People even tried using themselves as “escrows,” but this only led to more complications.
Recognising the need for a better solution, three university friends who had since become tech professionals – Nife, Anu, and Steve – came together to create PayOak. They envisioned a platform that was not only effective but also user-friendly and tailored specifically to the needs of Nigerians. And so, PayOak was born: a simple, powerful tool to protect everyone involved in a transaction.
The idea for PayOak was born from the growing reports of fraud, scams, and dissatisfaction in the social commerce space. Whether online or face-to-face, too many transactions were ending in disappointment. Existing solutions were either too complicated or simply didn’t work. People even tried using themselves as “escrows,” but this only led to more complications.
Recognising the need for a better solution, three university friends who had since become tech professionals – Nife, Anu, and Steve – came together to create PayOak. They envisioned a platform that was not only effective but also user-friendly and tailored specifically to the needs of Nigerians. And so, PayOak was born: a simple, powerful tool to protect everyone involved in a transaction.
The Social Commerce Nightmare...
Our Vision.
Our Vision.
To become the go-to platform for secure and transparent transactions, empowering businesses and individuals to engage with confidence across all marketplaces.
To become the go-to platform for secure and transparent transactions, empowering businesses and individuals to engage with confidence across all marketplaces.
Our Mission.
Our Mission.
Our mission is to eliminate the fear and uncertainty that often comes with transactions, ensuring that every transaction is transparent, fair, and satisfactory for both parties. We aim to provide a seamless, easy-to-use escrow service that protects both buyers and sellers, fostering trust and confidence in every exchange.
Our mission is to eliminate the fear and uncertainty that often comes with transactions, ensuring that every transaction is transparent, fair, and satisfactory for both parties. We aim to provide a seamless, easy-to-use escrow service that protects both buyers and sellers, fostering trust and confidence in every exchange.
Our Goals.
Our Goals.
To become the most trusted escrow service in Nigeria, offering peace of mind in every transaction.
To become the most trusted escrow service in Nigeria, offering peace of mind in every transaction.
To become the most trusted escrow service in Nigeria, offering peace of mind in every transaction.
To continuously improve our platform, making it more user-friendly and accessible to everyone.
To continuously improve our platform, making it more user-friendly and accessible to everyone.
To continuously improve our platform, making it more user-friendly and accessible to everyone.
To expand our services to cover more aspects of everyday transactions, ensuring that everyone can benefit from secure and fair exchanges.
To expand our services to cover more aspects of everyday transactions, ensuring that everyone can benefit from secure and fair exchanges.
To expand our services to cover more aspects of everyday transactions, ensuring that everyone can benefit from secure and fair exchanges.
Our Company.
Our Company.





PayOak is a proud product of Stonebridge Technologies Limited, a company committed to providing innovative solutions that address real-world problems and make life easier for everyone. Stonebridge Technologies is fully registered under the Company and Allied Matters Act with CAC Registration Number RC 7889833. Our commitment to excellence is reflected in the quality and innovation of our products and services.
Behind PayOak is a dedicated team of engineers, designers, product specialists, customer service representatives, finance experts, and more. Each member of our team is passionate about making your transaction experience as smooth and secure as possible. We are a group of problem-solvers, innovators, and customer advocates, all working together to build a product that you can trust. Together, we are driven by the goal of making PayOak the most secure and user-friendly escrow service available.
PayOak is a proud product of Stonebridge Technologies Limited, a company committed to providing innovative solutions that address real-world problems and make life easier for everyone. Stonebridge Technologies is fully registered under the Company and Allied Matters Act with CAC Registration Number RC 7889833. Our commitment to excellence is reflected in the quality and innovation of our products and services.
Behind PayOak is a dedicated team of engineers, designers, product specialists, customer service representatives, finance experts, and more. Each member of our team is passionate about making your transaction experience as smooth and secure as possible. We are a group of problem-solvers, innovators, and customer advocates, all working together to build a product that you can trust. Together, we are driven by the goal of making PayOak the most secure and user-friendly escrow service available.
Our Commitment to You.
Our Commitment to You.
At PayOak, our commitment goes beyond just providing a service. We are dedicated to building lasting relationships with our users, based on trust, transparency, and a relentless pursuit of excellence. We believe that every transaction should be a positive experience, and we’re here to make that happen.
At PayOak, our commitment goes beyond just providing a service. We are dedicated to building lasting relationships with our users, based on trust, transparency, and a relentless pursuit of excellence. We believe that every transaction should be a positive experience, and we’re here to make that happen.
Get started for Free.
It’s easy to get started on PayOak. Sign up today and start securing your transactions with confidence.
©2024 Stonebridge Technologies Limited
279, Herbert Macaulay Way, Sabo-Yaba, Lagos
Get started for Free.
It’s easy to get started on PayOak. Sign up today and start securing your transactions with confidence.
©2024 Stonebridge Technologies Limited
279, Herbert Macaulay Way, Sabo-Yaba, Lagos
Get started for Free.
It’s easy to get started on PayOak. Sign up today and start securing your transactions with confidence.
©2024 Stonebridge Technologies Limited
279, Herbert Macaulay Way, Sabo-Yaba, Lagos